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What is California Renters Insurance?
California renters insurance acts as a personal homeowners insurance policy for those who rent their place of residence. Whether you live in a condo, apartment, house, or duplex California renters insurance will protect you and your assets. Having renters insurance in California can help reduce costs of damages should anything happen to a rental property that you are living in.
Doesn’t My Landlord’s Insurance Cover Me?
NO! Do not make the mistake of assuming your landlords personal homeowners insurance will cover you and your assets. A landlord’s policy covers only the physical structure of the rental property, not your belongings. If the person who owns the building has rental insurance, they will be protected from costs to them should something happen to the building, but they are not responsible for covering your belongings.
The Next Step…
Purchasing renter’s insurance ensures that your property is protected. Don’t make the mistake of thinking you are invincible; you do need insurance for your belongings, even if you live in a rental property. You are the only one who is responsible for protecting your assets. Contact RBP Insurance today for more information!