Business Owners Package

A Business Owner’s Package can include the following:

• General liability
• Professional liability (Only applies to certain professions such as hairdressers, and accountants)
• Property insurance for physical assets such as machinery, build outs, equipment, and supplies
• Loss of income (up to 12 months) and extended business income/payroll
• Backup of sewers and drains
• Non-owned auto coverage

In general, a business owner’s insurance package policy insures damaged or lost property for its replacement value. That means that in the event of a claim, you’ll receive a large enough settlement to replace the property, without any deduction for depreciation. Business owner package property insurance also can cover other people’s personal property, if you as a business owner are legally liable for damage to it.

For a comprehensive review of your business policy contact us today!