Business Owners Package

A Business Owner’s Package can include the following:

  • General liability
  • Professional liability (Only applies to certain professions such as hairdressers, and accountants)
  • Property insurance for physical assets such as machinery, build outs, equipment, and supplies
  • Loss of income (up to 12 months) and extended business income/payroll
  • Backup of sewers and drains
  • Non-owned auto coverage

In general, a business owner’s insurance package policy insures damaged or lost property for its replacement value. That means that in the event of a claim, you’ll receive a large enough settlement to replace the property, without any deduction for depreciation. Business owner package property insurance also can cover other people’s personal property, if you as a business owner are legally liable for damage to it.

For a comprehensive review of your business policy contact us today!


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